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Accidents can happen anywhere, to anyone, at any given moment. That's why we call them "accidents.” They are unforeseen, unintentional, and usually result in some sort of short-term injury, or more devastating outcomes such as long-term disability or death. As accidents are unplanned events that do not occur regularly, most of us do not know what to do in the event of a serious accident, or if an accident is even claimable. There are several law firms in Richmond Hill and the greater Toronto area (GTA), who deal with accidents and long-term disability claims. Contacting a lawyer of long-term disability in Richmond Hill is a good first step to ensure you are following all the necessary post-accident protocols that keep you law-abiding and secure fair results for yourself, should you need to file a long-term disability claim.
Types of Accidents
As accidents are unpredictable in nature, there's no telling when and how they will occur and so, there are several different types of accidents. For instance:
  • Motor vehicle
  • Workplace
  • Bicycle
  • Pedestrian
  • Uninsured
  • Slip-and-fall
  • Hit-and-run
  • Negligence (product, host, medical)
Often, more than one type of accident is at play. For example, a cyclist that is injured in a motor vehicle accident where one of the parties is uninsured. However, the three most common types of accidents that are claimed are:
  • Motor Vehicle
  • Workplace
  • Slip-and-Fall 
What to do in the event of an accident.
When you have endured any type of accident where you have sustained an injury, a personal injury claim may be filed. Regardless of the type of accident, once it has occurred, if possible, it is important that you collect as much information as possible, at the scene of the accident, especially if you think a personal injury claim will be necessary.
Be sure to gather the names and contact information of any individuals involved, including witnesses. If it is a car accident, also get the involved driver's license information, insurance company details such as the policy number, and vehicle details such as the make, model, and colour. As well, make sure the scene remains untouched or unchanged from when the accident occurred. It is crucial you take several pictures of the original scene of the accident.
What you say at the scene of the accident is also very important. Never claim liability and do not agree to pay for anything.
Once you have collected all the necessary information and taken pictures of the accident, go to a doctor or a nearby hospital's emergency room. There, the doctor will document your verbal recap of the event and any pain you are feeling. You may also have to perform some tests, the results of which will be documented by the doctor, and will come in handy during the process of filing your personal injury claim. However, as you did with the accident scene, be sure to take your own pictures of all your injuries. It is recommended that you take pictures of your injuries from when the accident occurred, as well as in the following days, weeks, and maybe even months. This will show the progression of your injuries, as most injuries tend to become worse over time. Lastly, be sure to follow the directions the doctor gives you when you leave the doctor's office or emergency room.
Within the first 24 hours of the accident, most accidents must be reported to the police. Typically, the sooner you contact your insurance provider, the better, as you may miss your window to file a claim. The deadline for most insurance providers is within a week (seven days) from when the accident occurred. Lastly, contact a personal injury lawyer.
Accidents and the legal actions that follow are traumatic, that is why it is highly recommended you hire the professional help of a personal injury lawyer. It is easy to become lost and confused when dealing with the legal terms and protocols that come with filing an accident claim. An error on your part will prolong the already arduous process and may result in unfair compensation or denial of your claim.
Prepare yourself and contact a Richmond Hill long-term disability lawyer today for a free consultation!
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Zarolia Barristers Professional Corporation        |        416-789-9200        |        info@zarolialaw.com        |        www.zarolialaw.com
3200 Dufferin Street Suite 500,   Toronto,   Ontario,   M6A 3B2,   Canada